America Mortgages targets global buyers with fast U.S. bridge loans

America Mortgages said it is closing U.S. luxury bridge loans for foreign nationals, expatriates and high-net-worth borrowers as fast as eight business days. The Singapore-based platform is aimed at buyers and investors who often cannot meet traditional U.S. bank documentation standards.

Why it matters: - America Mortgages is pitching a financing lane for globally mobile, wealthy borrowers who may not qualify for conventional U.S. mortgages. - The platform is designed to fund luxury real estate deals quickly, which can help borrowers compete on time-sensitive acquisitions. - The lender says its model is built around asset value and exit strategy, not U.S. income documentation.

What happened: - America Mortgages, the U.S. subsidiary of Global Mortgage Group, said June 8, 2026, that it leads U.S. luxury bridge lending for global high-net-worth borrowers. - The company said it provides institutional-scale bridge loans for foreign nationals, U.S. expatriates, family offices and other high-net-worth clients. - Global Mortgage Group is headquartered in Singapore and operates across 57 countries. - America Mortgages said it can close U.S. real estate bridge loans from $500,000 to $75 million or more.

The details: - The lender said borrowers do not need Social Security numbers, U.S. tax returns, U.S. income documents or domestic credit histories. - Underwriting is based on the U.S. property collateral and the borrower’s exit strategy. - Robert Chadwick, Global Co-CEO of GMG and founding architect of the platform, said the property is treated as the credit. - The company said its capital base comes from institutional Asian capital deployed from Singapore, Hong Kong, Tokyo and the Middle East. - America Mortgages said it has closed bridge loans in California, New York, Florida, Colorado, Texas, Hawaii and other states. - California is its most active market, with deals concentrated in Beverly Hills, Bel Air, Malibu, Pacific Palisades, San Francisco, Silicon Valley, Newport Beach and Santa Barbara. - Florida activity is centered in Palm Beach, Miami Beach, Naples and Sarasota. - The company said it published a monthly bridge loan funding report in February 2025 covering 11 closed transactions across five countries, with an average funding timeline of under 14 business days. - Recent U.S. transactions included a $75 million bridge loan against an entitled land parcel in Bel Air, a $10 million loan for an Indonesian family office against three California homes worth $17 million, and an $18.5 million loan for a Singapore-based developer against a commercial site in Southern California. - The company said those transactions were shared with borrower consent and anonymized where appropriate. - America Mortgages said it serves foreign nationals from countries including Singapore, China, Hong Kong, Indonesia, Malaysia, South Korea, Japan, India, Australia, Brazil, Colombia, Israel, the United Arab Emirates and parts of Europe and the Middle East. - The lender also targets U.S. expatriates, high-net-worth domestic borrowers using trusts, LLCs or private equity distributions, and family offices and institutional investors. - Operational terms listed by the company include a term sheet within 48 hours, a minimum closing timeline of eight business days, loan sizes up to $75,000,000++, LTV up to 70% to 75%, 12- to 24-month interest-only terms and rates from 8.99% in 2026. - America Mortgages said eligible structures include individuals, LLCs, trusts, corporations and offshore entities. - The company said it operates across all 50 U.S. states with 24/7 coverage from Singapore, the U.S. and global offices. - GMG said Singapore real estate investment money volume surged 433% year over year in the first quarter of 2026, citing JLL data. - The company also cited Julius Baer’s 2025 Family Barometer as showing Asia Pacific family offices are increasingly active in cross-border direct real estate investment.

Between the lines: - The business appears to be targeting a structural gap in U.S. mortgage underwriting, where non-U.S. income profiles and offshore wealth structures often do not fit bank requirements. - Fast funding and reduced documentation are the main competitive hooks. - The capital story is as important as the lending product, because the company is framing Asian institutional money as a source of speed and flexibility. - The model is also positioned as a fit for luxury markets where buyers often face tight deadlines and competitive bidding.

What’s next: - America Mortgages is likely to keep pushing deeper into luxury markets in California and Florida, where it says demand is growing. - The lender’s broader growth depends on continued access to global capital and sustained demand from cross-border buyers. - All loans remain subject to underwriting approval, property valuation and regulatory requirements.